Thank goodness dear mother is alright after getting checked out in the ER. It took us (dd, dh, and myself) most of the day to convince her to go get checked out and that it would be billed with the car claim and not her health insurance. She’s going to be paying the deductible so might as well include a medical check just to cover all her bases and to make sure she’s really okay. She didn’t have her seatbelt on.
DSIL didn’t bother and her only concern was how her kids would get to school next week. That’s her problem, not my mothers. They are her responsibility. DSIL gave my mother a candy bar until my DH came to pick her up from dsil work. Disgusting! I won’t go into the other details, but these are the people that I have very large strong boundaries with that my mother can’t say no to. We will be intervening now.
The problem with totaling her car is that she would have to get a car loan to get a car. She doesn’t really follow Dave so I’m going to keep my mouth shut about that. It’s that powdered butt syndrome in effect here.
What I will try to do is to advise her to get a very small loan and use her insurance as a big down payment and keep the car under 5K. She would more than likely accept that as a suggestion. That’s if the credit union will loan her the money. That would keep the car to 25% or less of her annual income.
The other problem this brings up is that because she has to get a car in order to get to work, she’s not moving and she can’t move. She’s going to be living with us for the long term foreseeable future and we’re going to have to find a house to rent when our lease is up in October.
You just can’t fit 4 people in a two bedroom apt. when one of them is really little and the other is not too young anymore so two flights of stairs to the door isn’t helpful.
Needless to say, she also did not pass her test for her medical billing certification because she is stressing herself out about everything.
Now that she can’t move, hopefully she will calm down. We don’t expect her to try to take the test again until March. She’s too depressed and stressed to be able to study. Hopefully things can settle down by then.
I just want her to calm down because she’s stressing me out and it’s really not necessary. I’m the calm logical one.