Not only to get current on taxes/lisences, but my cc’s are all past due as well. I’m thinking I still need to get the taxes/lisences taken care of first, then get the cc’s up to date and then start the actual snowball. Am I on track here? What about all those blasted late fees and overlimit fees I’m incurring in the process? Should I change my focus a bit and get the cc’s current so I’m not getting bent over on fees?